No

Description

1

Nama Produk

KPR/KPA

2

Types of Products

Loan Products

3

Issuer Name

Bank SBI Indonesia

4

Main Feature

Credit facilities for the purpose of purchasing houses and apartments.

5

Benefits

Meet the needs of buying property by credit, with collateral in the form of the property to be purchased.

6

Risk

Failure to pay in accordance with the obligations that have been agreed

7

Requirements & Procedures

The customer fills out and signs the Account Opening Application Form for PRK/Overdraft facility and Customer having  account and follows the terms & conditions applicable at Bank SBI Indonesia and submits Photocopies of KTP/Passport/SIM for Indonesian citizens and KITAS for foreigners,  NPWP. and the legality of the company You can submit questions and complaints through the nearest Branch Office and contact the Call Center number listed. Complete the requirements by submitting the form to the bank, along with historical data consisting of financial developments (can be seen in the balance sheet and profit and loss), type, amount and use of credit and debit balances (for those who have obtained credit), administration and reports, consistency with credit terms, sources and uses of funds, cash flows (cash flow) data on cash receipts and disbursements.

8

Charges

Interest Rates and Provision/Administrative/Insurance Fees

9

Additional Information

Individual Customers

10

Simulations and/or historical data, in terms of products and/or services that have funding , lending activities and/or fund management

The balance position at the end of the day of the loans Customer is IDR 1.000.000, Interest 5 %, , then the interest paid by the  Customer on that day according is: 1.000.000 x 5% divided by 360